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Illness-wise average claim data

 Note: Maulana Saifullah Rahmani sahab has allowed basic medical insurance coverage. 

Here is data to help you.

Here is the illness-wise average claim data extracted from the chart ("What An Illness Can Cost You"):

Average Health Insurance Claim by Illness / Category

 * Cancer & tumours: Rs 5.55 lakh

 * Bone, joint & muscle disorders: Rs 2.33 lakh

 * Heart disease, hypertension & stroke: Rs 2.08 lakh

 * Injuries, accidents & poisoning: Rs 1.47 lakh

 * Special infections: Rs 1.38 lakh

 * Kidney, urinary and reproductive disorders: Rs 1.13 lakh

 * Stomach, liver and digestive disorders: Rs 1.07 lakh

 * Diabetes, thyroid & metabolic disorders: Rs 87,000

 * Lungs, cold & breathing disorders: Rs 82,000

 * Infections & fever: Rs 65,000

 * General symptoms & tests: Rs 65,000

 * Eye disorders: Rs 62,000

 * Pregnancy & childbirth: Rs 51,000

 * Others / unclassified: Rs 46,000

 * Health check-ups & procedures: Rs 28,000

Note: Source is Policybazaar's internal claims data (2021–2026). Figures represent average claim size and not necessarily actual treatment costs.

Via Times of India, Hyderabad . 25 Aug 2026 page 11.

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